| 1. |
 |
Plan ahead.
 |
| 2. |
Find out
how your parents want to manage their health care costs and address their health care
needs.
 |
| 3. |
Understand
that Medicare doesn't offer comprehensive coverage.
 |
| 4. |
Find out
how much your parents can spend to cover additional costs.
 |
| 5. |
Think about
how best to fill gaps in coverage, including co-payments, prescription drugs, home care,
and nursing home care.
 |
| 6. |
Determine
who will care for your parents when they need help.
 |
| 7. |
Discuss
where they want to live as they grow old
 |
| 8. |
...and how
they want to die.
 |
| 9. |
Don't be
afraid to raise these issues.
 |
| 10. |
Continue
the conversation as your parents age. |