Disclaimer and Licensing

Disclaimer and Licensing

Privacy: Personal data is processed with the utmost privacy and confidentiality. Personal data is never released for any purpose other than to meet the articulated need for personalized LTC insurance information.

Disclaimer: The information associated with this website is intended to provide explanation in regard to the subject theme covered in this website. Use is granted with the understanding that the publisher and author are not engaged in rendering legal or financial advice. If expert guidance is required, the services of a competent professional should be sought. The purpose of this information is to educate and contemplate. The author and publisher shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly by the information contained here.

This website is for enlightening purposes only. The statements herein are only brief educational descriptions. Only insurance contracts themselves contain the overriding policy provisions. We have made every attempt to insure the accurateness of the information. However, policy provisions and company financial ratings are subject to change, and we cannot guarantee accuracy. Rates and features can vary by state. State Partnership Programs are available in CA, CT, NY and IN. Please call for details.

No portion of any news or information from this website may be published, broadcast, duplicated, photocopied, faxed, mailed, uploaded, downloaded, distributed, transmitted or redistributed in any manner for any purpose without prior written authorization. Information herein is not intended as legal advice. Such advice should always be obtained through an attorney.

Under no circumstances will GoldenCare Insurance Services, www.getltcinfo.net, www.seekltc.com, www.goldencare.net, www.requestltcinf.com, www.getmeltcinfo.com, www.ltcdirectquote.com, www.provideltcinfo.com, www.directltcquote.com, www.ltcinfocenter.com, and other entities making use of the LTC Info Center^SM database system, including, The Long Term Care Information Center^SM, American Independent Underwriters. National Independent be liable for any loss or damage caused by a person's being dependent on information obtained through this or any associate website. We are not responsible for any losses or damages from use of these listings. No guarantee is made regarding completeness or accuracy.

Insurance Licensing: LTC Info Center^SM a private entity, incorporates the services of outside brokerage and captive relationships to provide requested service.

Disclosure: It is our quest you acquire valuable information from this website. All names mentioned above are filed with the Florida Department of Insurance as DBAs of GoldenCare Insurance Services, Gregg Kroman, a licensed insurance agent in 25 states.

Relationships exist for the distribution of relevant inquired data through several nationwide networks of independent LTC insurance brokers and captive agents only to best meet the needs of our consumers.

It is duly noted that we are a conglomerate of brokers and insurance professionals, engaging in consultation and sales of LTC insurance.

Note: There exists a legal duty and a moral imperative to provide the most appropriate LTC insurance coverage and pricing information to each individual that requests a quotation. This is often best done in a personal interview format or by any means including, face-to-face, over-the-phone, over-the-internet, or through the mail to ensure a proper fit of coverage to individual circumstances, and to assure compliance with each state's unique insurance laws.