LTC InfoCenter™ exclusive “Pool of Money Calculator” is designed to show account value growth.  This calculator will illustrate your future daily benefit growth with either a compound or simple inflation rider. The calculator then multiplies your future daily benefit by the number of benefit multiplier days you are considering to equal the future “Pool Of Money”. Insurance Carriers may use years, or use dollars instead of days see illustration below to adjust your comparisons. 

Company A uses years:
4 years x 365 = 1460 Days x $150 = an Pool of Money Account Value of $219,000

Company B uses Dollar multipliers:
7,500 x 30 = $225,000 - Pool of Money Account Value

The $7,500 is per $10 of daily benefits x 30 units
so in this example the policy would provide $300 a day.