Medical & LTC Insurance Daily Rate Inflation Calculator
  • Since 1990, long-term care costs have risen dramatically -- generally at an annual rate of 3% above the overall rate of inflation1. Medical & LTC Insurance Daily Rate Inflation Calculator is designed to help you view your future cost of care per day on this reality. 
  • You can also compare your LTC insurance daily benefit growth compounded vs. simple inflation rider protection.
  • Use our cost of care link to determine the average daily rate in your area and then decide on how many years in the future you want to comprehend the cost of care.
Beginning Amount:  
Years:(1 to 50) 

Compound Interest

Simple Interest
Year

5%

7%

8%

Year

5%

7%

8%

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8
9
10
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13
14
15
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19
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25

$200
$210
$221
$232
$243
$255
$268
$281
$295
$310
$326
$342
$359
$377
$396
$416
$437
$458
$481
$505
$531
$557
$585
$614
$645

$200
$214
$229
$245
$262
$281
$300
$321
$344
$368
$393
$421
$450
$482
$516
$552
$590
$632
$676
$723
$774
$828
$886
$948
$1,014

$200
$216
$233
$252
$272
$294
$317
$343
$370
$400
$432
$466
$504
$544
$587
$634
$685
$740
$799
$863
$932
$1,007
$1,087
$1,174
$1,268

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5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25

$200
$210
$220
$230
$240
$250
$260
$270
$280
$290
$300
$310
$320
$330
$340
$350
$360
$370
$380
$390
$400
$410
$420
$430
$440

$200
$214
$228
$242
$256
$270
$284
$298
$312
$326
$340
$354
$368
$382
$396
$410
$424
$438
$452
$466
$480
$494
$508
$522
$536

$200
$216
$232
$248
$264
$280
$296
$312
$328
$344
$360
$376
$392
$408
$424
$440
$456
$472
$488
$504
$520
$536
$552
$568
$584
1 American Council of Life Insurance, "Who Will Pay for the Baby Boomers" Long-Term Care Needs?