Do You Have Reasons To Be
Concerned About Long Term Care?
 Until you can feel comfortable about
applying for long term care insurance, you must understand the risk of needing long-term
care. If you're one who thinks you'll ever need long-term care, take a peek at the
following statistics:
“Singles are at risk because they’re
usually not with someone who can properly care for them. The same is true for wives, who
tend to out last their husbands by a seven year average.” 1
- A year in a long term care facility now averages
more than $52,000, and can exceed $100,000 in some parts of the country. 2
- It's estimated that 7 in 10 people will use home
care. 3
- Approximately 22.4 million families are involved in
long-term in-home care. 4
- About 41 of every 1,000 Americans over 65 are
receiving long term care. 5
We all want to believe we'll never need long
term care; nevertheless, as you can see from the above statistics there is a very real
possibility that in the blink of an eye anyone could need care in their home, assisted
living care, need adult day care, or nursing home care before they reach their final
sunset.
1. 1999 Senior Health
Consumer Guide, 2. The Wall
Street Journal, 3/31/99 3., 4.
Business Week, 7/20/98, 5.
Business Week 2/17/97.
| Designing Your Own Long Term Care
Policy When the two major
questions, affordability and health have been answered you can move on to designing a long
term care policy. Here is where we begin to help you tailor a long term care policy that
meets your needs and affords you the coverage you're after. By breaking down the steps it
will be easier to understand all the options that are available for long term care
insurance.
Click here to continue
Free Quote
Our rate investigators are your buyer’s
advocates that are highly trained to find you the best Long Term Care policies to fit your
needs from top rated carriers.
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